The 5 best mortgage brokers in Glasgow can get you fair deals!
Our property market moves fast, and closing dates hit harder than a winter gale. You’ll need a good mortgage broker in Glasgow you can rely on to fire out a Decision in Principle within hours.
Whole-of-market access matters, be it for a West End bidding war or looking at student-let yields in Dennistoun. First-timers and landlords can also do with help in LIFT applications, deposit-gap puzzles, and some no-nonsense advice.
In Scotland, your broker and solicitor should work hand-in-hand from Day 1, prioritising speed and coordination. Just like reliable carpenters, the following local brokers are key to building your ideal home.
How much does a mortgage broker charge in Glasgow?
Most mortgage brokers in Glasgow offer their services for free to clients because the broker is paid a commission by the lender, usually around 0.35% to 0.4% of the mortgage.
If a broker does charge, expect roughly a base of £195, while specialists or complex-case brokers may charge higher flat fees starting at around £490.
1. First Mortgage
Address: 40 High Street
Contact: +441415525618
Business hours:
Monday to Friday, 9 AM–5.30 PM
Saturday, 9 AM–4 PM
I would consider First Mortgage a go-to for first-time buyers tackling a tenement flat purchase in Glasgow’s fast-moving neighbourhoods. They’re fee-free, with the lender footing the bill, which was a relief when I was counting every pound for my own move.
They’re based in the city centre and offer quick online support, so they were easy to reach when I was scrambling through documents for my tenement near Queen’s Park. They also handled the broker-solicitor handover from day one, keeping my panic to a minimum.
What sold me was their whole-of-market access, pulling up deals that went well beyond the obvious high-street names. Their AIP speed genuinely saved my bid when the seller suddenly announced a closing date.
They also understand the Scottish quirks better than most: deposit gaps, Home Report surprises, and the timing dance between brokers and solicitors. Communication never slipped, and they kept me steady through every curveball the process threw at us.
However, they do get busy during peak buying seasons (March to June, and September to October), so replies can stretch slightly at times. And while they’re fee-free, you won’t get the heavy hand-holding that some fee-charging brokers offer to more complex cases.
Customer Reviews
I felt well-guided from start to finish
I had a great experience with First Mortgage. Samantha and Kirsty were incredibly supportive throughout my application and made the whole process easy to understand. They kept me updated, answered every question clearly, and were always friendly and professional. I felt well-guided from start to finish. Highly recommended!
- Kaju, Google Review
They made the whole process feel so much less stressful
Samantha and Kirsty were amazing. They honestly went above and beyond for us. Everything was done so quickly, and they explained everything in a way that made it really easy for me and my partner to understand. They made the whole process feel so much less stressful. We’re really grateful for all their help and would definitely recommend them!
- Emily Dougherty, Google Review
2. Dean Fleming Mortgage Brokers
Address: Clyde Offices, 48 W George Street
Contact: +441414686400
Business hours: Open 24 hours
My nephew was a first-time home buyer trying to get his head around the LIFT scheme and the reality of buying an older tenement, so we were pointed towards Dean Fleming Mortgage Brokers by two separate solicitor contacts.
For me, that alone stood out because not every broker is comfortable dealing with council-backed schemes and Home Report quirks all the time. I relayed this to my nephew, who felt more confident going forward with this firm.
Their process felt structured for first-timers, too. They walked my nephew through LIFT eligibility and lender restrictions. He also learned about how offer overpricing would realistically affect his deposit.
Since his case is straightforward, they gave him a fee-free scheme. However, we appreciated how upfront they were about where complexity would trigger fees, such as self-employed income, multiple funding sources, or gifted deposits layered on top of LIFT.
For me (as a spectator), Dean Fleming differentiates itself with its local interpretation over raw speed. They were especially strong at explaining Home Report valuation gaps in older tenements, with guidance my nephew wouldn’t have gotten from a volume-driven broker.
That said, they’re not the fastest to book during spring and early autumn, and buyers with layered incomes may still find more value in a specialist-fee charging adviser who offers deeper financial modelling.
Customer Reviews
She knew which lenders were quicker
Lorraine Taylor was our broker, and she was really exceptional. She was able to accommodate us last minute and was generous with her time. She spent a good amount of time with us during the initial consultation and explained everything clearly at the correct level. She answered emails super quickly, even during evenings and weekends. Our time frame for moving in was very short, and she managed to get us an offer super quickly. This is where her experience really kicked in, as she knew which lenders were quicker and would be able to get us an offer in the timeframe. I would fully recommend Lorraine without hesitation.
- Taymoor Asghar, Google Review
Made the whole process feel so much easier and calmer
We went to Dean Fleming Mortgage Brokers for our remortgage, and we’re honestly so grateful for the experience. We were really worried about whether we’d be approved, but Dean was nothing short of amazing. He kept us updated at every step, reassured us when we needed it, and made the whole process feel so much easier and calmer. Thanks to his hard work, everything went through smoothly and successfully. We couldn’t recommend Dean enough; he truly took the stress off our shoulders and went above and beyond for us.
- Chailey Smith, Google Review
3. Independent Mortgage Store
Address: 93 Byres Road
Contact: +441413373393
Business hours: Monday to Friday, 9 AM–5 PM
My sister went to Independent Mortgage Store when her fixed rate was ending. She immediately liked how their advice felt remortgage-focused, and instead of pushing a quick swap, they compared options side-by-side and explained how each would behave if rates shifted again.
She learned that fees applied if she wanted to restructure borrowing rather than just switch lenders, but the firm is mostly fee-free for straightforward cases.
She also appreciated the team’s timing, as they monitored her product’s end date months in advance. They flagged which lenders were quietly pulling back from older tenement stock and steered her away from deals that looked good on paper but were risky in practice.
As a result, they locked in a new rate before lender criteria tightened and coordinated directly with her solicitor, so there were no delays on discharge or title checks.
My sister was satisfied with their communication; she got quick callbacks whenever something shifted.
It’s good to note, though, that IMS is clearly geared towards owner-occupiers and remortgagers rather than aggressive investors. It might not be a good fit for landlords with layered portfolios or complex tax structuring.
Customer Reviews
Reliable, friendly, and trustworthy mortgage advice
I had an excellent experience with Independent Mortgage Store. From start to finish, Gerry was professional, approachable, and incredibly knowledgeable. He took the time to explain everything clearly, answered all my questions with patience, and guided me through the entire process with ease. What could have been a stressful experience turned out to be smooth and straightforward thanks to his expertise and dedication. I would highly recommend Gerry and the Independent Mortgage Store to anyone looking for reliable, friendly, and trustworthy mortgage advice.
- Georgiana Bran, Google Review
I will use this service again for remortgaging
My experience with the Independent Mortgage Store was first class. Gerry was ‘on it’; friendly, approachable and knowledgeable. It made the complicated process of buying my first flat so much easier, and I will use this service again for remortgaging in the future. Thank you to the team!
- Same Begbie, Google Review
4. Mortgage Advice Bureau
Address: Room 31, 3rd Floor, 7 Buchanan Street
Contact: +441414043600
Business hours:
Monday to Friday, 8 AM–8 PM
Saturday to Sunday, 9 AM–2 PM
I first learned about Mortgage Advice Bureau from my new neighbours, a lovely couple who had just secured their first home on our street and were still buzzing from the relief of it all.
The firm was speedy, yes, but the couple appreciated how the adviser acted as a steady translator between lender language, solicitor deadlines, and the emotional reality of being first-time home buyers in Glasgow.
Their broker filtered options down to a short list of mainstream deals that were achievable within their budget and credit profile. They preferred this process to chasing niche lenders, as it surfaced options their bank never mentioned.
The closing date came earlier than they expected, but instead of panicking, their adviser had their paperwork staged, so the AIP was issued without last-minute scrambling. Aside from the speed, that level of prep helped them submit a confident offer.
They were quite impressed with how every update they got was quick and clear, which is exactly what nervous buyers need in this chaotic market.
If there’s an issue, it’s that as a larger network, the experience can feel a bit less personal during peak seasons. Also, more complex income setups might still be better suited for specialist (fee-charging) brokers.
Customer Reviews
Absolutely instrumental in helping us purchase our first home
Amanda was absolutely instrumental in helping us purchase our first home! We couldn’t have navigated the process without her expertise and patience. As first-time buyers, we appreciated how knowledgeable she was, breaking down complex steps and making sure we understood every detail. She was incredibly helpful with any questions we had throughout the whole process. If you are looking for a professional and genuinely caring mortgage broker, especially if you are a first-time buyer, look no further than Amanda. We cannot thank her enough for everything she has done for us.
- Chez Q, Google Review
She has given us the process of buying our first home
We cannot thank Amanda enough for all the help she has given us through the process of buying our first home. Amanda was really patient, helpful and explained everything to us very clearly despite all the questions we would bombard her with! We would highly recommend Amanda to anyone, as she made this part of the process very stress-free for us.
- Declan, Google Review
5. West End Mortgages
Address: 9 Fitzroy Pl, Finnieston
Contact: +441413789271
Business hours: Monday to Friday, 8.45 AM–5 PM
A workmate of mine with a brutal schedule ended up with West End mortgages for one simple reason: they were willing to meet after hours without making it feel like a favour.
Instead of rushed daytime calls, she had proper evening consultations where documents, lender criteria, and solicitor timelines were worked through calmly. Even during her late-night calls, communication was smooth and steady. It made the entire process far more manageable for her.
She was originally referred to them by another professional couple who’d bought a West End tenement, and it showed in how property-specific their advice was. Rather than blanket comparisons, they focused on lenders known to be comfortable with older flats and realistic pricing.
They were also selective about using their whole-of-market reach, so she wasn’t flooded with options. They narrowed the field quickly to lenders who could issue an AIP fast and still cope with West End closing-date pressure.
That said, their personalised approach means slots can fill up quickly during peak buying seasons. Moreover, buyers who prefer instant online portals or automated updates may find the experience more hands-on than they expect.
Customer Reviews
Really easy to follow the advice and understand the process
A great service, really easy to follow the advice and understand the process that needs to be followed. Graeme was always more than happy to have an after-hours team call, which he didn’t have to do, but clearly understood the restraints of his client/s and worked around them instead of them working around him. Graeme is very knowledgeable in this field and makes you feel at ease with his explanations of what is required. Would highly recommend.
- Kevin Dineen, Google Review
Made the process of getting a mortgage simple and straightforward
I highly recommend West End Mortgages. I met Graeme at his office, and he couldn’t have been more helpful. He made the process of getting a mortgage simple and straightforward. Emma and Graeme worked at pace to secure my mortgage and kept me updated at all times. An excellent, stress-free service which I will use again in future.
- Hannah McInnes, Google Review